ST JOHNS Homes under $400,000

ST JOHNS Homes under $400,000

Welcome to St. Johns, a vibrant and charming neighborhood nestled in the heart of Portland, Oregon. Known for its eclectic mix of historic architecture, lush green spaces, and a strong sense of community, St. Johns offers an inviting atmosphere that captures the essence of Portland living. This unique subdivision, located in Multnomah County, is perfect for those seeking a blend of urban convenience and suburban tranquility.

St. Johns is characterized by its stunning views of the Willamette River, picturesque parks, and a rich cultural scene. The neighborhood is home to a variety of local shops, cafes, and eateries that reflect the diverse tastes of its residents. With easy access to public transportation and major highways, commuting to downtown Portland or other parts of the city is a breeze.

For homebuyers looking for affordable options, St. Johns presents an exciting opportunity. With homes available for under $400,000, this area is an ideal choice for first-time buyers, young families, or anyone looking to invest in a thriving community. The real estate market here offers a range of charming bungalows, cozy cottages, and modern townhomes, ensuring there’s something for everyone.

In St. Johns, you’ll find not just a home, but a lifestyle. Enjoy outdoor activities at nearby parks, explore the local farmer’s market, and immerse yourself in the neighborhood’s rich history. Discover the potential of St. Johns, where affordability meets community spirit, and make this delightful neighborhood your new home!

Newest ST JOHNS Homes under $400,000

8639 N FOX ST, Portland
$399,000
2 Beds ⋅ 2 Baths ⋅ 605466978 MLS
SELLER FINANCING AVAILABLE AT 4.75% 10% down and locked in for 5 years = a monthly principal & interest investment of $1873. New construction meets easy, modern living in this thoughtfully designed townhome-style condo in St. Johns! The main level opens to a cozy living room centered around a gas fireplace, creating a warm and inviting place to relax. The beautiful kitchen features quartz countertops, stainless-steel appliances, and plenty of workspace, with a perfectly positioned and roomy dining area. A convenient half bath completes the main level. Doors from the kitchen and dining area open to a fenced outdoor space with room for outdoor dining, gardening, or simply enjoying a little fresh air. A storage shed adds extra functionality while keeping bikes, tools, and outdoor gear tucked away. Upstairs, two spacious bedroom suites offer privacy and flexibility, each with its own ensuite bathroom and walk-in closet. The secondary suite also features a private balcony for an added outdoor retreat. A dedicated laundry room with storage completes the upper level, bringing together smart design, modern finishes, and low-maintenance living in a brand-new home. No HOA fees

8639 N FOX ST, Portland
7464 N Polk AVE, Portland
$359,900
2 Beds ⋅ 2 Baths ⋅ 180527444 MLS
Hello from the heart of St. Johns, where I offer the rare privacy of a brand new detached cottage with my own fully fenced backyard and covered patio. Unlike many new construction homes, I am not a condo and have no HoA. You own the underlying lot outright and have no additional monthly dues to worry about. I blend modern efficiency with classic cottage character, featuring an open, light filled main level with tall ceilings, oversized windows, wainscoting, and a comfortable great room layout designed for everyday living and entertaining. My kitchen brings together custom cabinetry, stainless steel appliances, solid surface countertops, and thoughtful design details that make the space feel polished and functional. Upstairs, I offer spacious bedrooms, beautifully finished bathrooms, and a serene primary suite with a generous walk in closet. Built by a local boutique builder renowned for elevated finishes, signature millwork, and exceptional architectural detailing that gives every home a custom feel. Where elevated craftsmanship becomes everyday living. I also include a 2-10 Builder Warranty for added peace of mind. Step outside and enjoy nearby St. Johns favorites including St. Johns Coffee Roasters, St. Johns Twin Cinema, Occidental Brewing, local shops and restaurants along Lombard, Cathedral Park, Pier Park, and Chimney Park. With a Walk Score of 72 and Bike Score of 91, getting around is easy. Modern design, low maintenance outdoor space, and a connected cottage community make this St. Johns living at its best. [Home Energy Score = 10. HES Report at [https://us.greenbuildingregistry.com/green-homes/OR10250267] [Home Energy Score = 10. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10250267]

7464 N Polk AVE, Portland
8712 N DECATUR ST Unit #106, Portland
$220,000
1 Beds ⋅ 1 Baths ⋅ 497189750 MLS
Claim your corner of St. Johns in this light-filled end unit at Bridgewater Vista Condominiums. Offering enhanced privacy and abundant natural light, this home features delightful views of Forest Park and the iconic St. Johns Bridge.Thoughtfully updated and truly turnkey, the unit includes refreshed lighting, a new heat pump, and new carpet—making everyday living effortless. Enjoy the ease of single-level living, paired with the convenience of deeded, secure parking located directly within the building. Ideally situated just moments from Cathedral Park’s new recreation dock, only four blocks from the vibrant shops and dining of downtown St. Johns, and a straight shot down Willamette to the University of Portland. An all-in-one package that blends comfort, convenience, and location seamlessly.

8712 N DECATUR ST Unit #106, Portland
8350 N Bank ST, Portland
$339,900
2 Beds ⋅ 2 Baths ⋅ 185723038 MLS
Hello from St. Johns! I’m part of a rare new-construction cottage cluster at 8350 N Bank St, where 11 detached homes are thoughtfully arranged to balance privacy, connection, and modern living. Unlike many other new construction homes, I am not a condo and have no HOA, offering true fee-simple ownership with added flexibility. I was designed with efficiency and comfort in mind, featuring energy-efficient mini-split systems that provide reliable year-round heating and cooling. Every detail of my community reflects intentional craftsmanship and thoughtful design, proudly presented by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association. Together, we create a cohesive neighborhood that blends contemporary style with the approachable scale and charm that make cottage clusters so special. My location places you right in the heart of one of North Portland’s most vibrant areas. I’m just minutes from Cathedral City Park, St. Johns Park, and Pier Park, along with the iconic St. Johns Bridge, offering trails, open green space, and scenic river views close to home. Everyday favorites are nearby too—grab coffee at Two Stroke Coffee or Affogato, enjoy a meal at John Street Cafe, The Garrison, or Leisure Public House, or unwind at Wonderwood Springs, StormBreaker Brewing, and The Fixin’ To. I offer a compelling blend of detached new construction, efficient systems, and an unbeatable neighborhood setting—perfect for those seeking modern living with a strong sense of place in the heart of St. Johns. [Home Energy Score = 10. HES Report at https://us.greenbuildingregistry.com/green-homes/OR10243871] [Home Energy Score = 10. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10243871]

8350 N Bank ST, Portland
8338 N Bank ST, Portland
$339,900
2 Beds ⋅ 2 Baths ⋅ 406873884 MLS
Hello from St. Johns! I’m part of a rare new-construction cottage cluster at 8338 N Bank St, where 11 detached homes are thoughtfully arranged to balance privacy, connection, and modern living. Unlike many other new construction homes, I am not a condo and have no HOA, offering true fee-simple ownership with added flexibility. I was designed with efficiency and comfort in mind, featuring energy-efficient mini-split systems that provide reliable year-round heating and cooling. Every detail of my community reflects intentional craftsmanship and thoughtful design, proudly presented by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association. Together, we create a cohesive neighborhood that blends contemporary style with the approachable scale and charm that make cottage clusters so special. My location places you right in the heart of one of North Portland’s most vibrant areas. I’m just minutes from Cathedral City Park, St. Johns Park, and Pier Park, along with the iconic St. Johns Bridge, offering trails, open green space, and scenic river views close to home. Everyday favorites are nearby too—grab coffee at Two Stroke Coffee or Affogato, enjoy a meal at John Street Cafe, The Garrison, or Leisure Public House, or unwind at Wonderwood Springs, StormBreaker Brewing, and The Fixin’ To. I offer a compelling blend of detached new construction, efficient systems, and an unbeatable neighborhood setting—perfect for those seeking modern living with a strong sense of place in the heart of St. Johns. [Home Energy Score = 10. HES Report at https://us.greenbuildingregistry.com/green-homes/OR10243873] [Home Energy Score = 10. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10243873]

8338 N Bank ST, Portland
8334 N Bank ST, Portland
$334,900
2 Beds ⋅ 2 Baths ⋅ 268854437 MLS
Hello from St. Johns! I’m part of a rare new-construction cottage cluster at 8334 N Bank St, where 11 detached homes are thoughtfully arranged to balance privacy, connection, and modern living. Unlike many other new construction homes, I am not a condo and have no HOA, offering true fee-simple ownership with added flexibility. I was designed with efficiency and comfort in mind, featuring energy-efficient mini-split systems that provide reliable year-round heating and cooling. Every detail of my community reflects intentional craftsmanship and thoughtful design, proudly presented by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association. Together, we create a cohesive neighborhood that blends contemporary style with the approachable scale and charm that make cottage clusters so special. My location places you right in the heart of one of North Portland’s most vibrant areas. I’m just minutes from Cathedral City Park, St. Johns Park, and Pier Park, along with the iconic St. Johns Bridge, offering trails, open green space, and scenic river views close to home. Everyday favorites are nearby too—grab coffee at Two Stroke Coffee or Affogato, enjoy a meal at John Street Cafe, The Garrison, or Leisure Public House, or unwind at Wonderwood Springs, StormBreaker Brewing, and The Fixin’ To. I offer a compelling blend of detached new construction, efficient systems, and an unbeatable neighborhood setting—perfect for those seeking modern living with a strong sense of place in the heart of St. Johns. [Home Energy Score = 10. HES Report at https://us.greenbuildingregistry.com/green-homes/OR10243877] [Home Energy Score = 10. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10243877]

8334 N Bank ST, Portland
8332 N Bank ST, Portland
$323,900
2 Beds ⋅ 2 Baths ⋅ 781758531 MLS
Hello from St. Johns! I’m part of a rare new-construction cottage cluster at 8332 N Bank St, where 11 detached homes are thoughtfully arranged to balance privacy, connection, and modern living. Unlike many other new construction homes, I am not a condo and have no HOA, offering true fee-simple ownership with added flexibility. I was designed with efficiency and comfort in mind, featuring energy-efficient mini-split systems that provide reliable year-round heating and cooling. Every detail of my community reflects intentional craftsmanship and thoughtful design, proudly presented by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association. Together, we create a cohesive neighborhood that blends contemporary style with the approachable scale and charm that make cottage clusters so special. My location places you right in the heart of one of North Portland’s most vibrant areas. I’m just minutes from Cathedral City Park, St. Johns Park, and Pier Park, along with the iconic St. Johns Bridge, offering trails, open green space, and scenic river views close to home. Everyday favorites are nearby too—grab coffee at Two Stroke Coffee or Affogato, enjoy a meal at John Street Cafe, The Garrison, or Leisure Public House, or unwind at Wonderwood Springs, StormBreaker Brewing, and The Fixin’ To. I offer a compelling blend of detached new construction, efficient systems, and an unbeatable neighborhood setting—perfect for those seeking modern living with a strong sense of place in the heart of St. Johns.[Home Energy Score = 10. HES Report at https://us.greenbuildingregistry.com/green-homes/OR10243876] [Home Energy Score = 10. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10243876]

8332 N Bank ST, Portland
8330 N Bank ST, Portland
$334,900
2 Beds ⋅ 2 Baths ⋅ 554938973 MLS
Hello from St. Johns! I’m part of a rare new-construction cottage cluster at 8330 N Bank St, where 11 detached homes are thoughtfully arranged to balance privacy, connection, and modern living. Unlike many other new construction homes, I am not a condo and have no HOA, offering true fee-simple ownership with added flexibility. I was designed with efficiency and comfort in mind, featuring energy-efficient mini-split systems that provide reliable year-round heating and cooling. Every detail of my community reflects intentional craftsmanship and thoughtful design, proudly presented by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association. Together, we create a cohesive neighborhood that blends contemporary style with the approachable scale and charm that make cottage clusters so special. My location places you right in the heart of one of North Portland’s most vibrant areas. I’m just minutes from Cathedral City Park, St. Johns Park, and Pier Park, along with the iconic St. Johns Bridge, offering trails, open green space, and scenic river views close to home. Everyday favorites are nearby too—grab coffee at Two Stroke Coffee or Affogato, enjoy a meal at John Street Cafe, The Garrison, or Leisure Public House, or unwind at Wonderwood Springs, StormBreaker Brewing, and The Fixin’ To. I offer a compelling blend of detached new construction, efficient systems, and an unbeatable neighborhood setting—perfect for those seeking modern living with a strong sense of place in the heart of St. Johns. [Home Energy Score = 10. HES Report at https://us.greenbuildingregistry.com/green-homes/OR10243869] [Home Energy Score = 10. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10243869]

8330 N Bank ST, Portland
6909 N Bank ST, Portland
$317,700
2 Beds ⋅ 2 Baths ⋅ 24568304 MLS
No money down, 100% financing options available! Welcome home. I offer a fresh approach to detached new construction in St. Johns, pairing modern design with an accessible path to homeownership. Unlike many other new construction homes, I am not a condo and have no HoA. You own the underlying lot outright and have no additional monthly dues to worry about. Built by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association, I showcase elevated finishes, abundant natural light, and an efficient use of space. Step inside to a bright, open main level designed for everyday living and easy entertaining. My kitchen features warm cabinetry, solid surface countertops, designer tilework, sleek black accents, stainless steel appliances, and an eat bar that connects seamlessly with the dining and living areas. A sliding glass door extends the living space outdoors to a private fenced yard, ready for pets, gardening, outdoor dining, or quiet evenings at home. Upstairs, lofty ceilings and expansive windows enhance both bedrooms. My primary suite offers a private ensuite bathroom, while the second bedroom provides flexibility for guests, a home office, or additional living space, with another full bath nearby. Efficient heating and cooling provide year round comfort. Step outside and enjoy a connected St. Johns lifestyle near Daydreamer Coffee and Public House, Taqueria Flores, El Coyote, Over Easy, Susy's Carniceria, and City Food Market, with Northgate Park and Fred Meyer also nearby. A one year builder warranty provides added peace of mind. My list price reflects buyer eligibility for the Portland Housing Bureau System Development Charge (SDC) exemption program, a City of Portland affordable housing initiative designed to support more accessible new construction housing for qualifying buyers.

6909 N Bank ST, Portland
6921 N Bank ST, Portland
$334,900
2 Beds ⋅ 2 Baths ⋅ 24342814 MLS
No money down, 100% financing options available! Discover thoughtfully designed new construction in the heart of St. Johns, where modern finishes, efficient use of space, and everyday convenience come together. Unlike many other new construction homes, this is not a condo and has no HOA. You own the underlying lot outright and have no additional monthly dues to worry about. Built by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association, this detached home reflects a commitment to quality craftsmanship and elevated design. Step inside to an open main level filled with natural light, where the living and dining areas flow seamlessly into a beautifully finished kitchen with warm cabinetry, solid surface countertops, designer tilework, sleek black accents, stainless steel appliances, and an eat bar. A sliding glass door extends the living space outdoors to a private fenced yard, creating an easy setting for pets, gardening, outdoor dining, or quiet evenings at home. Upstairs, lofty ceilings and expansive windows enhance both bedrooms. The primary suite offers a private ensuite bathroom, while the second bedroom provides flexibility for guests, a home office, or additional living space, with another full bath nearby. Enjoy the connected St. Johns lifestyle near Daydreamer Coffee and Public House, Taqueria Flores, El Coyote, Over Easy, Susy’s Carniceria, City Food Market, Northgate Park, and Fred Meyer. A one year builder warranty provides added peace of mind. My list price reflects buyer eligibility for the Portland Housing Bureau System Development Charge exemption program, a City of Portland affordable housing initiative designed to support more accessible new construction housing for qualifying buyers.

6921 N Bank ST, Portland
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The content relating to real estate for sale on this site comes in part from the IDX program of the RMLS of Portland, Oregon. Real Estate listings held by brokerage firms other than this firm are marked with the RMLS logo, and detailed information about these properties include the name of the listing's broker. Listing content is copyright © 2026 RMLS of Portland, Oregon. All information provided is deemed reliable but is not guaranteed and should be independently verified. This content last updated on . Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

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